Know what you owe. Know who owes you.
LoanShark tracks the loans coming out of your pay and the utang you are still waiting on, all on your phone and nowhere else.
Coming to Google Play once review clears.
Money going out
Loans you are paying
Add the principal, the provider and the cadence. The whole schedule is generated, every installment gets a reminder, and the total says what you borrowed and how long it runs.
Money coming back
Utang owed to you
Write down who borrowed, what they promised and when. Record what comes back, send a nudge that stays polite, and keep a record you can show without an argument.
Everything it does, it does on the phone.
Works with the data off
The whole ledger lives in a database on your phone. No account, no sign-in, no waiting on a server.
Read the list off a photo
Point the camera at a printed loan list and it comes back as rows you can check, not typing you have to do.
One encrypted backup file
Export everything into a single file locked with your passphrase, and put it wherever you keep things. Nothing is uploaded for you.
Reminders before the deduction
Every installment gets scheduled when you add the loan, so the date arrives before the payslip does.
Sharky keeps the score
A feed that marks the payment you made, not the amount you owe. It never comments on how deep you are in.
There is no server. There is nothing to leak.
No account, no email, no phone number. The app asks for the camera and for notifications, and nothing else.
Payments are written to a ledger the app itself cannot edit or delete, so the history you see is the history that happened.
Backups are encrypted with your passphrase before they leave the app, and you pick where the file goes.
Pricing
Free for most people. Sharky+ for everyone else.
Free
Three loans and three people who owe you, with reminders, payments and the feed.
Sharky+
Every loan and everyone who owes you, encrypted backups, and reading a whole list off a photo in one go.
Priced in the app. Not purchasable on the sideloaded beta.
Questions people ask
Is my data sent anywhere?
No. Every loan, payment and person who owes you is stored in a database on your phone. There is no account to make and no server to sign in to. The one exception is the community board, which is a public forum and says so before it opens.
Does it work without a connection?
Yes, all of it. Adding loans, recording payments, reminders, the feed and reading a list off a photo all run on the phone. Only the community board needs a connection.
What happens if I lose my phone?
Export a backup before that happens. It is a single encrypted file you choose where to put, and restoring it on a new phone brings everything back. Receipt photos are not included, so cards restore without their image.
Is it free?
The free tier tracks three loans and three people who owe you, which covers most people. Sharky+ lifts both limits and unlocks backup and reading a whole list off a photo.
Why is it not on the Play Store yet?
The listing is in review. Until it clears you can install the beta straight from this site.